Top 12 Personal Finance iPhone Applications To Download

Those of us who have an iPhone know that they quickly become an indispensable part of life. You will use your iPhone to keep up with your family and friends through social networks, to check the news and the weather, and to provide entertainment on lone train rides or in the waiting room at the dentist. However, if you have not yet taken advantage of the various personal finance applications the iPhone offers you are not getting the most from your investment.

There are literally thousands of applications, some free and some that cost a few dollars, that can make your life and money much simpler to manage. These applications are intended to make your life easier and most of them do exactly that. If you think of the iPhone as a tool you will be able to get more out of it then if you think of it as just a phone. It is not just another phone or gaming device, it can also be a personal finance tool that helps you manage your money and your time a whole lot easier.

12 Frugal iPhone Applications

Mint - Mint is a serious budget application that allows you to manage your finances on the go. This app links up your credit card balances and your budget. It will alert you if you go over your budget and when you have been charged fees. This app is a great way to manage your budget and keep your spending in check all of the time, especially if you have multiple accounts to track and are concerned about the cost of going over budget.

Bloomberg - Long known as one of the top providers of stock market information, the Bloomberg app delivers it to your phone for free. Everything from stock quotes to company information and market trends are literally at your fingertips all the time.

Save Benjis - This application lets you search for online prices while you are out shopping. It is a great way to make sure you are getting the best deal especially on big ticket prices. The app is 99 cents, but for one dollar more you can add a bar code scanner option which makes your price comparison much simpler.

GasBuddy - This app is only available in the US and Canada. For $2.99 you can enter your location and it will find the prices of gas near you. For the frugal shopper it is a worthwhile investment that will quickly pay for itself in savings. It will also save you the frustration that comes from buying gas and then finding it cheaper at the next intersection.

Home Finder Real Estate - If you are searching for a new home or always on the look out for an investment property this tool allows you to input the address of a house that you spot for sale and find out all of the pertinent information like price, market time, and square footage.

Big Oven – Big Oven is a recipe app with a few special features. You can put in your leftovers and it will give you recipes that help use them or simply put in one ingredient for a list of recipe options. It is a great way to use up what you already have or come up with ideas and the list of ingredients while you are already at the grocery store.

Internet Banking - Your bank probably has a mobile app that is free to download. These apps let you see and manage your finances on the go, most have the ability to transfer funds and pay bills with just a few finger taps. If you do not already have personal banking on your phone, you should set it up today.

PayPal - If you need to send money to friends of family, PayPal is the easiest and fastest way to do it. No longer just for buying things on eBay or Amazon it has become a great personal finance tool that allows you to transfer money in 16 different currencies. The app is free and easy to use.

Loan Shark - When you are searching for loans, mortgages, or credit cards you have to do a lot of math to make sure you are getting the best deal. This app lets you put in different rates and loan amounts to see the differences in your options. It also allows you to see how much a loan will cost and what happens if you make extra payments.

TipTap - There are a few tip applications, but TipTap is one of the free ones. All you have to do is put in the amount of our bill and it tells you how much you should leave for a tip. You will never have to worry again about leaving too much or too little nor will you have to attempt to do math after a few drinks.

PocketMoney – Although writing actual cheques is not as common as it used to be you still need to manage the withdrawals and deposits in your cheque account. This app makes it easy and can sync up with Quicken to make financial management simple.

CNN Money - This is an excellent app to help you keep up with all that is the news on the financial scene. It can be personalised so that the screen shows only the information you want to see or that is important for you to have up front.

More and more people are realising that the iPhone is a personal finance tool and not just a gaming option or cool gadget. The best thing about the iPhone is that it is so multifunctional. It is a phone but it is also a computer that you can carry in your pocket. The applications that are available and the new ones that are being built have changed the way that we live and will continue to do so. It has become an extension of our lives that is not going to go away anytime soon.

This article was written by Timothy Ng who is a regular writer and part of the team at Credit Card Finder a 100% free Australian credit card comparison and application service. Visit the Credit Card Finder website for more information on available iphone credit card applications, or subscribe to their RSS feed for more practical articles.